Identity theft happens in many different ways. Sometimes it is gained from a cloned credit card, while other times it is due to a stolen password. You need to protect yourself as much as possible from thefts and would-be hackers. Here are some tips to protect yourself from identity theft ever happening.
Don’t Put Too Much Detail Online
Watch out for all the detail that you put online. Knowing your address, date of birth and full name can lead to all sorts of problems. The trouble is all this is usually available on social networking websites. Don’t include your middle name on your social networking profile and get rid of the year you were born.
Watch Out for Fake Apps
You’ve spotted a great looking game for your phone or tablet and now you want it. Did you know that thieves can use apps as a way to steal your information? They can get your login ID and then access various other data, including your credit card information. Watch out for these fake apps. Check reviews and do some research online if you’re not too sure about something.
Check the Cash Machines
Before putting your card into any cash machine, look for any signs that it has been tampered with. This is one of the most common ways credit cards are cloned. The thieves will use technology to make copies of the card details and then cameras to see your pin number. They can even use pop up machines where someone is sitting instead. If you aren’t sure about a piece of equipment, go inside to the bank and ask them about it.
Watch Out for Wi-Fi Access
Free Wi-Fi access when you’re out and about can be great for checking your emails and bank account, but it is also an identity theft risk. These accounts are easily hacked and then the hackers will be able to see all the information you’re sending. If you’re doing it just to check out a website so you can buy something from a local store, that’s fine. But avoid sending any personal details like passwords and financial information.
Change Your Password Regularly
That password you’ve had since you were in high school could be hacked at any time. You’re putting your account at risk, and chances are you’re using the same password for multiple accounts. It’s time to change your password and make it something that is much harder for software to guess. Use special characters, numbers, and lower and upper case letters. Change your password every three months or so to protect yourself from risk.
Check for Keylogger Software
Viruses and malware is a thing of the past for some hackers. Now they choose more sophisticated programs like keylogger software. This is technically a virus but instead of damaging your computer, it runs in the background and notes all the information that you type on your computer. If you type out a password or your financial information the hackers have them.